About Saral Finance
Our Vision
To empower every Indian, from kiranas to artisans, to thrive in the digital economy.
Our Mission
Digitize and simplify grassroots lending for every local financial provider in Bharat.
Our Impact
✔ 50% faster loan processing
✔ 30% better repayments
Digitizing Celebrations, Simplifying Management
Empowering communities to organize events effortlessly with smart, local-language tech solutions.
Grassroots Financiers
Informal lenders like local moneylenders and untracked gold loan providers.
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Group Fund Organizers
Chit fund heads and microfinance agents managing small community finances.
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Emerging FinTech Institutions
Small NBFCs on Excel and informal agents lacking regulation.
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Saral Finance?
Powering Bharat’s Financial Backbone
50%
faster loan processing
100%
audit-compliant records
Strategic Initiatives
Powering local finance
Active
Enabling lenders, chit funds & microfinance agents
Fixing core financial issues
Planning
No more lost payments or fraud risks
Smart, secure, and compliant
Active
From KYC to EMI reminders—all in one place
Better customer engagement
Active
Transparency, trust, and multilingual access
Powering local finance
Active
Enabling lenders, chit funds & microfinance agents
Fixing core financial issues
Planning
No more lost payments or fraud risks
Smart, secure, and compliant
Active
From KYC to EMI reminders—all in one place
Better customer engagement
Active
Transparency, trust, and multilingual access
Why Choose Our Platform
Built for Bharat’s Real Needs
Designed for grassroots lenders, chit funds, and small NBFCs – no complex tools or training needed.
End-to-End Digital Simplicity
From EMI reminders to biometric receipts, manage loans, compliance, and customer trust in one place.
Faster Growth with Full Control
✔ 50% faster loan processing
✔ 30% better repayments
✔ 100% compliance-ready records
The Challenges We Solve
- Lost payments due to manual tracking errors
- Fraud risks in cash transactions
- Growth limitations from lack of digital processes
- Regulatory challenges without proper documentation
- Customer disputes over payment amounts/dates
Why This Matters Now
- 82% of local lenders face payment delays due to manual systems
- Digital lenders recover 23% faster than traditional methods
- Customers trust organized lenders with proper receipts
Key Benefits:
- 50% faster loan processing
- 30% improvement in repayments
- 100% audit-compliant records
- Grow your customer base professionally
Saral Finance's Digital Solutions
Smart Loan Management
- Digital Bahi Khata – Replace notebooks with secure cloud records
- EMI Calculator” bharna hai?” breakdowns in local languages
- Payment Reminders – Auto WhatsApp/SMS alerts before due dates
Secure Transaction Tools
- Biometric Verification – Thumbprint confirmation for cash receipts
- Digital Receipts – UPI/QR code payment tracking
- Gold Loan Tracker – Weight, purity and valuation records
Regulatory Compliance
- Automated KYC – Aadhaar-based verification
- GST-Ready Reports – Generate compliant statements in one click
- Audit Trails – Complete transaction history
Customer Engagement
- Borrower Portals – Customers can check balances via WhatsApp
- Credit Scoring – Build repayment history for borrowers
- Multi-Language Support – Hindi, Tamil, Marathi etc.