Saral Finance
Democratizing Financial Services for Bharat
Who We Support
Community Lenders
Tracking loans in bahi khata
Manual payment records
Risk of lost payments
Chit Fund Organizers
Managing 20–50 member groups
Manual collections
No digital tracking
Microfinance Agents
Door-to-door cash collection
Manual cash handling
No instant receipts
Gold Loan Providers
Loans against gold manually
No proper valuation system
No repayment tracking
Small NBFCs
Using Excel sheets
Manual loan management
Compliance challenges
The Challenges We Solve
- Lost payments due to manual tracking errors
- Fraud risks in cash transactions
- Growth limitations from lack of digital processes
- Regulatory challenges without proper documentation
- Customer disputes over payment amounts/dates
Why This Matters Now
- 82% of local lenders face payment delays due to manual systems
- Digital lenders recover 23% faster than traditional methods
- Customers trust organized lenders with proper receipts
Key Benefits:
- 50% faster loan processing
- 30% improvement in repayments
- 100% audit-compliant records
- Grow your customer base professionally
Saral Finance's Digital Solutions
Smart Loan Management
- Digital Bahi Khata – Replace notebooks with secure cloud records
- EMI Calculator” bharna hai?” breakdowns in local languages
- Payment Reminders – Auto WhatsApp/SMS alerts before due dates
Secure Transaction Tools
- Biometric Verification – Thumbprint confirmation for cash receipts
- Digital Receipts – UPI/QR code payment tracking
- Gold Loan Tracker – Weight, purity and valuation records
Regulatory Compliance
- Automated KYC – Aadhaar-based verification
- GST-Ready Reports – Generate compliant statements in one click
- Audit Trails – Complete transaction history
Customer Engagement
- Borrower Portals – Customers can check balances via WhatsApp
- Credit Scoring – Build repayment history for borrowers
- Multi-Language Support – Hindi, Tamil, Marathi etc.
